Credit Valet® Privacy Overview. Credit Valet is committed to protecting the privacy of our customers. This statement applies with respect to the information that Credit Valet collects from its website. Amendments to this statement will be posted at this URL and will be effective when posted. Your continued use of this website following the posting of any amendment, modification or change shall constitute your acceptance thereof.
Services. Credit Valet is not a lender, does not issue credit cards, take applications for credit cards or make credit decisions in connection with Credit Valet or otherwise. Rather, the services offered by Credit Valet are to provide you with access to information regarding different credit cards and provide you with access to the Credit Valet of different issuers.
Privacy Policies of Credit Card Issuers.
THE PRIVACY POLICIES OF CREDIT CARD ISSUERS LISTED ON THE WEBSITE VARY. SOME OF OUR CREDIT CARD ISSUERS MAY USE THE INFORMATION YOU PROVIDE TO THEM FOR MARKETING PURPOSES WHICH MAY INVOLVE THIRD PARTIES. CREDIT VALET HAS NO CONTROL OVER THE PRIVACY POLICIES OF CREDIT CARD ISSUERS LISTED ON THE WEBSITE. BY APPLYING FOR A CREDIT CARD YOU AGREE TO ACCEPT AND BE BOUND BY THE PRIVACY POLICIES OF THE ISSUERS OF THOSE CREDIT CARDS. THEREFORE, YOU SHOULD READ THE PRIVACY POLICIES OF ALL ISSUERS WHOSE CREDIT CARDS YOU WISH TO APPLY FOR BEFORE APPLYING FOR A CARD.
In the situation where a customer is delinquent or has otherwise broken the Terms and Conditions of a card issued by one of our credit card issuers, that issuer may share or sell personally identifiable information to third parties for purposes of collection on such debt or remedying any other breach of the Terms and Conditions of that card. This practice is consistent with the practices of financial service providers in general.
Information Collection. Credit Valet does not collect the information you provide to the credit card issuers in connection with an application for a credit card. However, Credit Valet may collect other volunteered information, such as e-mail addresses, from visitors to the website. Credit Valet may use the information it collects to deliver trend analysis, pattern detection and site administration information about our company and promotional materials from some of our credit card issuers and other partners. Users may opt-out of receiving future mailings from Credit Valet and other entities by clicking on the link at the bottom of any such mailings. Non-personal demographic and profile data is used to tailor your experience at our website, showing you content that best fits your interests. This information may also be shared with advertisers on an aggregate, non-personal basis.
Internet Protocol (IP) Address. Credit Valet uses IP addresses to help diagnose possible problems. We do not link IP addresses to any personally identifiable information about you.
Cookies.
Our website may use "cookie" technology to help improve your browsing experience. Cookies are small strings of text that are stored on your computer and not on theCredit Valet Website. Cookies do not spy on you or otherwise invade your privacy and they cannot invade your hard drive and steal information. Rather, they help you navigate a website as easily as possible. Credit Valet may use cookies to deliver content specific to your interests and to prevent you from having to re-enter all of your registration data at each connection. Credit Valet also allows the placement of advertising banners on the Website. These advertisements may contain cookies. The advertising company may collect cookies received from such banners. Credit Valet does not have access to information that would confirm the use of cookies by third-party advertising companies.
Security.
Our Website has industry standard security measures in place to protect the loss, misuse and alteration of the information under our control. While there is no such thing as "perfect security" on the Internet, Credit Valet will take all reasonable steps to ensure the safety of your information.
Links to Third-Party Websites.
Our website contains links to other websites. Credit Valet is not responsible for the content or privacy practices of such other websites including the websites of our credit card issuers or other partners.
